Terms of Use

AltaCal Terms of Use

This website is provided by AltaCal Capital, Inc. and its affiliates (collectively, “AltaCal”). By accessing the AltaCal website (the “Site”), you are indicating your acknowledgement and acceptance of these Terms of Use. These Terms of Use are subject to change by AltaCal at any time in its discretion. Your use of this Site after such changes are implemented constitutes your acknowledgement and acceptance of the changes. Please consult these Terms of Use regularly.

Restrictions on Use

All material included on this Site, and any other Site owned, operated, licensed or controlled by AltaCal, such as text, graphics, logos, images, photographs, audio clips, digital downloads, data compilations and software (the “Content”), is the property of AltaCal, its subsidiaries, affiliated companies and/or third-party licensors and is protected by United States and international copyright laws. Modification or use of the Content except as expressly provided in these Terms of Use violates AltaCal’s intellectual property rights.

The Content may not be copied, distributed, republished, uploaded, posted or transmitted in any way without the prior written consent of AltaCal, except that:

1. You may download, print, distribute and use pages from the Site for your own personal/business use, but not for retransmission, sharing, or general distribution.

2. Any copies of documents or pages from the Site must not alter the original Site content and must include the AltaCal copyright notice or any disclaimer, if one is present.

3. You may not link to this Site without express, written permission.

Users of the Site must not:

1. Provide any information to AltaCal that is not truthful, accurate, or complete as requested.

2. Attempt to impersonate any other individual, or act as a fictitious individual, other than your true self or legal entity.

3. Attempt to access or view any pages or information which has been protected, and which the user has not been granted express permission to access.

4. Attempt to circumvent the security systems of the Site.

5. Attempt to gain unauthorized access to services, materials, other accounts, computer systems or networks connected to any AltaCal server.

7. Upload or submit any data or information that contains viruses or any other computer code, corrupt files or programs designed to interrupt, destroy or limit the functionality or disrupt any software, hardware, telecommunications, networks, servers or other equipment.

The Content and the functionality of the Site may be updated or changed at any time without prior notice. In addition, if AltaCal becomes aware that you are copying, modifying or distributing the Content of the Site other than for the permitted uses of the Site, AltaCal reserves the right to revoke your right to these permitted uses.

Proprietary Information Consent

If you wish to use material contained on this Site other than for your individual review and individual educational purposes, then you must secure the permission from AltaCal in order to use or share such material.

If you have requested such permission to share the information on this site, you are explicitly granted said permission, you agree to do so subject to all the terms below:

1. You shall not to modify the documents, publications or graphics.

2. You shall not quote materials out of context.

3. You shall remove and destroy all documents once there are no longer in use or no longer part of an opportunity offered by AltaCal.

Disclaimer

AltaCal cannot guarantee that the Site or its content is error free and AltaCal makes no representations about the technical accuracy or functionality of the Site or that the Content is accurate, error free or up to date.

THIS SITE IS PROVIDED BY ALTACAL ON AN “AS IS” AND “AS AVAILABLE” BASIS. ALTACAL MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT OF THIRD-PARTY RIGHTS OR INTELLECTUAL PROPERTY. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. ALTACAL DOES NOT WARRANT THAT THE INFORMATION IN THIS SITE IS ACCURATE, RELIABLE, UP TO DATE OR CORRECT, THAT THIS SITE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION OR THAT THE SITE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE CONTENT MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS, AND ALTACAL MAY MAKE CHANGES OR IMPROVEMENTS AT ANY TIME. YOU, AND NOT ALTACAL, ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION IN THE EVENT OF ANY LOSS OR DAMAGE ARISING FROM THE USE OF THIS SITE OR ITS CONTENT. ALTACAL MAKES NO WARRANTIES THAT YOUR USE OF THE CONTENT WILL NOT INFRINGE THE RIGHTS OF OTHERS AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH CONTENT.

INFORMATION PROVIDED ON THIS SITE IS FOR INTRODUCTORY USE ONLY. ANY FINANCIAL DECISIONS, INVESTMENTS, LOANS, OR OTHER ACTIONS SHOULD BE VERIFIED INDEPENDENTLY FOR ACCURACY, AND COMPARED WITH THE MOST UP TO DATE AND ACCURATE INFORMATION PROVIDED DIRECTLY FROM ALTACAL.

Limitation of Liability:

Neither AltaCal, any of its affiliates, directors, officers and employees, nor any other party involved in creating, producing or delivering the Site is liable for any direct, incidental, consequential, indirect or punitive damages arising out of your access to, or use of, the Site or the operation of the Site or failure of the Site to operate. In no event shall AltaCal be liable for any direct, indirect, special, punitive, incidental, exemplary or consequential, damages or any damages whatsoever, even if AltaCal has been previously advised of the possibility of such damages, whether in an action in contract, negligence, or any other theory, arising out of or in connection with the use, inability to use or performance of the information, services, products and materials available from this Site. These limitations shall apply notwithstanding any failure of essential purpose of any limited remedy. Your acceptance of this limitation of liability is an essential term of this agreement and the parties acknowledge that AltaCal would not grant access to the Site without your agreement to this term.

Intellectual Property:

You should assume that everything you see or read on the Site is proprietary information protected by privacy laws, copyright or trademark unless otherwise noted, and may not be used except as provided in these Terms of Use or with the written permission of AltaCal. Nothing posted on this Site grants a license to any AltaCal trademarks, copyrights or other intellectual property rights, whether by implication, estoppel or otherwise.

Third Party Information

Financial, business or other personal displayed on this Site not owned by AltaCal are the property of their respective owners, who may or may not be affiliated with AltaCal. Nothing contained on this Site should be construed as granting any license or right to use any
third party information without the written permission of such third party that may own the trademarks. Your use of the information, or any other Content on the Site, except as provided in these Terms of Use, is strictly prohibited. We ask that you respect these rights.

Linked Sites

This Site may link to or be linked from other websites that are not maintained by, or related to, AltaCal. AltaCal does not endorse, and is not responsible for, the content of any of those third-party websites.

Sales of Services

All financial services, advice, and recommendations are subject to AltaCal’s standard terms and conditions of sale, a copy of which is available upon request.

International Use

AltaCal makes no representation that materials on this Site are appropriate or available for use in locations outside the United States. Access to this site from countries or territories where such access is illegal is prohibited. Those who choose to access this Site outside the United States do so on their own initiative and are responsible for compliance with local laws.

Governing Law

You agree that your use of this Site, this Agreement and any disputes relating thereto shall be governed in all respects by the laws of the State of California. Any dispute relating to this Agreement shall be resolved solely in the state or federal courts located in California.